Last Updated on February 10, 2021
Choosing good health insurance makes you more protected from any injury or health problem, but it is not as easy as you might think. For you to choose the best accident and health insurance, you must compare the insurance plans offered by the main insurers, find the coverages you need most, and, above all, that it fits within your budget. What are the best health insurance companies in the market? This is what we will show you below by introducing you to the 7 Best Health Insurance Companies in the US. These are health insurance companies that earn millions of dollars a year and are concerned with offering the best health insurance plans and their direct written premiums to their audiences. Discover them next and choose the one that is most appropriate for you.
1. UnitedHealthcare – Most Popular Health Insurance Company
UnitedHealthcare is one of the biggest health insurance companies in the US – and one of the most sought after and appreciated as well. According to the National Association of Insurance Commissioners (NAIC), UnitedHealthcare has a 14.2% market share of the best health insurers and issues direct written premiums over $156 billion. This company can cover more than 70 million Americans in about 16 states of the country. The UnitedHealthcare offers a wide range of health and well-being insurance, which greatly facilitates the lives of those who are looking for good health insurance at a good price. It is present in more than 130 countries worldwide through two different platforms: UnitedHealthcare (with incredible low-cost health insurance plans) and Optum (with information and technology-enabled health services).
2. Kaizer Permanente – For Those Who Prefer Health Savings Account (HSA)
Kaizer Permanente is another of the most reputable health insurers in the USA, and the proof of this is the 8.42% market share of the best health insurers. Kaizer operates in 8 states (as opposed to 16 in UnitedHealthcare). However, issues direct written premiums in the order of $ 93 billion. If you prefer a health savings account (HSA), then Kaizer Permanente is the insurance company of choice for you. This organization offers a wide variety of health insurance plans and, except for top-level plans, they all have HSA options. Besides, it is also worth mentioning that this company is one of the most respected in the market due to its recognized service.